When an employee is injured in a motor vehicle collision while performing work duties, two insurance systems often overlap: workers’ compensation and uninsured motorist coverage. Each system is governed by a different body of law, but in California they intersect in very specific ways. Understanding those rules can dramatically affect the injured worker’s final net recovery. Workers’ compensation benefits are governed by the Labor Code. These benefits cover medical care and w

If you are pursuing a personal injury case, chances are you will be asked to attend what the insurance company calls an “independent...

Automobile design has always been driven by a desire to improve performance and style. But did you know that safety regulations have been...

When an employee is injured on the job in California, their first thought is often about how to recover for medical bills, lost wages,...

One of the most common defense strategies in personal injury cases is to point to a pre-existing medical condition. If you have ever had...

In California, time limits for filing a personal injury lawsuit—known as statutes of limitations—are strict, and missing a deadline can...

When multiple parties cause harm in a California personal injury case, the question of “who pays” is rarely straightforward. California’s...

In California premises liability cases, one of the most common defenses property owners and their insurance companies raise is the “open...

When you’re injured in an accident and receive a settlement or judgment, one of the last things most people expect is a bill from their...

At Phillips & Associates, we often hear a range of misconceptions from clients and prospective clients regarding personal injury claims....

Motorcycles offer a sense of freedom on the road, but that freedom often comes with serious risk. According to data from the National...

For years, seat belts, airbags, and anti-lock brakes were the benchmarks of vehicle safety. In fact, seat belts alone are credited with...

In personal injury litigation, facts and law form the foundation of a case, but appearances and optics often shape how those facts and...

In today’s world, social media is second nature. Whether it’s sharing updates about your life, checking in with friends, or posting...

In most car accident cases, the focus naturally turns to driver negligence—who ran the red light, who failed to yield, or who was...

A broken wrist may seem like a common injury, but its impact on a person’s life can be significant. The wrist is a crucial joint involved...

When people hear the term “traumatic brain injury,” they often imagine the most severe cases—victims left in a coma or with catastrophic...

In California, the loss of a fetus due to another party’s negligence presents complex legal challenges. Notably, California law does not...

A hip fracture is one of the most serious orthopedic injuries a person can suffer in an accident. Whether caused by a car crash, a slip...

As of January 1, 2025, California has implemented several new AI laws aimed at increasing transparency, protecting consumers, and...